Risk class
FINANCIAL risk class
The risk class for commercial, customer-impacting, or money-adjacent tool actions.
FINANCIAL applies to agent actions such as order submission, CRM writes, discount changes, refunds, external communication, or other consequential commerce actions.
Why it matters
Most commercial agent failures happen at the boundary where a recommendation becomes an action. FINANCIAL classification makes that boundary explicit.
How HARNEXA uses it
PHANTOM can propose an order, but the FINANCIAL boundary keeps submission pending until a human approves.
FAQ
Questions this definition answers.
Does FINANCIAL mean the agent always moves money?
No. It means the action is commercially consequential enough to require human approval.
What is the default HARNEXA FINANCIAL pattern?
The agent proposes and the human decides before execution.
Need these definitions mapped to a live commerce workflow, agent estate, or protocol-readiness path?
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